> ## Documentation Index
> Fetch the complete documentation index at: https://docs.waftpay.io/llms.txt
> Use this file to discover all available pages before exploring further.

# API Reference

> Overview of Waftpay API reference endpoints.

This section is the authoritative reference for Waftpay endpoints, request/response schemas, and product-specific rules.
Use it alongside the guides when you need exact fields, status codes, and example payloads.

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## How to use this section

* Start with **Authentication** to get a product-scoped token.
* If the endpoint requires signing, follow **Signature generation** to build `X-Custom-Signature`.
* Pick your product area below and use the request examples as templates.

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## Product areas

* **Payouts** - Send money to customers, vendors, or partners.
* **Collections** - Request money from customers.
* **Checkout** - Hosted checkout sessions for customer payments.
* **Remittance** - Cross‑border payouts with KYC fields.
* **Wallet** - Check balances for the authenticated product.
* **Webhooks** - Final status callbacks and signature verification.

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## OpenAPI spec

Download or import the full OpenAPI spec: [/openapi/waftpay.json](/openapi/waftpay.json).