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Payment Requests

The Payment Requests APIs allow you to move money through Waftpay in three different ways:
  • Payouts – Disburse funds from your account to customers, vendors, or partners.
  • Remittance – Move money between accounts, including cross-border transfers.
  • Collections – Accept payments from customers through mobile money or other supported channels.
  • Refunds – Within collections, request for refunds of payments.
  • Reversals – Within collections, request for reversals of payments from customers.

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Authentication Tokens

Each flow (Payouts, Remittance, Collections) requires its own authentication token. These tokens are not interchangeable you cannot use a Payout token to initiate a Collection, and vice versa. However, a user will use the Collections token to initiate a reversal or a refund ONLY.

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How It Works

First, generate a public key and a private key. One you have done this, add the public key to the dashbboard inorder for you to generate an authentication token using your Customer Key and Customer Secret from the Authentication API. Then, include the token in the Authorization header when making API requests: 
Authorization: Bearer <token>